LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,511
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$54,144
−HK$1,659/mo
Today · 4.125%
HK$55,803
baseline
▲ 0.50% · 4.625%
HK$59,199
+HK$3,396/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$111,606/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,417
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$59,984
−HK$1,590/mo
Today · 4.125%
HK$61,574
baseline
▲ 0.50% · 4.625%
HK$64,819
+HK$3,245/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$123,148/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,013
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$64,973
−HK$1,991/mo
Today · 4.125%
HK$66,964
baseline
▲ 0.50% · 4.625%
HK$71,039
+HK$4,075/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$133,928/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,101
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$71,981
−HK$1,907/mo
Today · 4.125%
HK$73,888
baseline
▲ 0.50% · 4.625%
HK$77,783
+HK$3,895/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$147,776/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,515
−HK$4,610/mo
▼ 0.25% · 3.875%
HK$75,801
−HK$2,324/mo
Today · 4.125%
HK$78,125
baseline
▲ 0.50% · 4.625%
HK$82,878
+HK$4,753/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$156,250/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$978,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,784
−HK$4,419/mo
▼ 0.25% · 3.875%
HK$83,978
−HK$2,225/mo
Today · 4.125%
HK$86,203
baseline
▲ 0.50% · 4.625%
HK$90,747
+HK$4,544/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$172,406/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$978,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,519
−HK$5,927/mo
▼ 0.25% · 3.875%
HK$97,459
−HK$2,987/mo
Today · 4.125%
HK$100,446
baseline
▲ 0.50% · 4.625%
HK$106,558
+HK$6,112/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$200,892/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,151
−HK$5,681/mo
▼ 0.25% · 3.875%
HK$107,971
−HK$2,861/mo
Today · 4.125%
HK$110,832
baseline
▲ 0.50% · 4.625%
HK$116,674
+HK$5,842/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$221,664/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,705 · Scale 2, in force from 26 Feb 2026)