LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,511
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$54,145
−HK$1,659/mo
Today · 4.125%
HK$55,804
baseline
▲ 0.50% · 4.625%
HK$59,200
+HK$3,396/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$111,608/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,418
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$59,985
−HK$1,590/mo
Today · 4.125%
HK$61,575
baseline
▲ 0.50% · 4.625%
HK$64,820
+HK$3,245/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$123,150/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,014
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$64,974
−HK$1,991/mo
Today · 4.125%
HK$66,965
baseline
▲ 0.50% · 4.625%
HK$71,040
+HK$4,075/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$133,930/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,102
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$71,982
−HK$1,908/mo
Today · 4.125%
HK$73,890
baseline
▲ 0.50% · 4.625%
HK$77,784
+HK$3,894/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$147,780/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,516
−HK$4,610/mo
▼ 0.25% · 3.875%
HK$75,803
−HK$2,323/mo
Today · 4.125%
HK$78,126
baseline
▲ 0.50% · 4.625%
HK$82,880
+HK$4,754/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$156,252/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$978,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,786
−HK$4,418/mo
▼ 0.25% · 3.875%
HK$83,979
−HK$2,225/mo
Today · 4.125%
HK$86,204
baseline
▲ 0.50% · 4.625%
HK$90,748
+HK$4,544/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$172,408/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$978,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,521
−HK$5,927/mo
▼ 0.25% · 3.875%
HK$97,461
−HK$2,987/mo
Today · 4.125%
HK$100,448
baseline
▲ 0.50% · 4.625%
HK$106,560
+HK$6,112/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$200,896/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,153
−HK$5,681/mo
▼ 0.25% · 3.875%
HK$107,973
−HK$2,861/mo
Today · 4.125%
HK$110,834
baseline
▲ 0.50% · 4.625%
HK$116,677
+HK$5,843/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$221,668/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,722 · Scale 2, in force from 26 Feb 2026)