LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,513
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$54,146
−HK$1,660/mo
Today · 4.125%
HK$55,806
baseline
▲ 0.50% · 4.625%
HK$59,201
+HK$3,395/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$111,612/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,420
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$59,987
−HK$1,589/mo
Today · 4.125%
HK$61,576
baseline
▲ 0.50% · 4.625%
HK$64,822
+HK$3,246/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$123,152/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,015
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,975
−HK$1,992/mo
Today · 4.125%
HK$66,967
baseline
▲ 0.50% · 4.625%
HK$71,042
+HK$4,075/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$133,934/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,104
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$71,984
−HK$1,907/mo
Today · 4.125%
HK$73,891
baseline
▲ 0.50% · 4.625%
HK$77,786
+HK$3,895/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$147,782/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,518
−HK$4,610/mo
▼ 0.25% · 3.875%
HK$75,805
−HK$2,323/mo
Today · 4.125%
HK$78,128
baseline
▲ 0.50% · 4.625%
HK$82,882
+HK$4,754/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$156,256/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$978,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,788
−HK$4,419/mo
▼ 0.25% · 3.875%
HK$83,981
−HK$2,226/mo
Today · 4.125%
HK$86,207
baseline
▲ 0.50% · 4.625%
HK$90,751
+HK$4,544/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$172,414/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$978,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,523
−HK$5,927/mo
▼ 0.25% · 3.875%
HK$97,463
−HK$2,987/mo
Today · 4.125%
HK$100,450
baseline
▲ 0.50% · 4.625%
HK$106,562
+HK$6,112/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$200,900/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,156
−HK$5,681/mo
▼ 0.25% · 3.875%
HK$107,976
−HK$2,861/mo
Today · 4.125%
HK$110,837
baseline
▲ 0.50% · 4.625%
HK$116,679
+HK$5,842/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$221,674/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,746 · Scale 2, in force from 26 Feb 2026)