LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,513
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$54,147
−HK$1,659/mo
Today · 4.125%
HK$55,806
baseline
▲ 0.50% · 4.625%
HK$59,202
+HK$3,396/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$111,612/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,421
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$59,987
−HK$1,590/mo
Today · 4.125%
HK$61,577
baseline
▲ 0.50% · 4.625%
HK$64,823
+HK$3,246/mo
Deposit HK$11.51M · loan HK$11.51M · min. income ≈ HK$123,154/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,016
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,976
−HK$1,992/mo
Today · 4.125%
HK$66,968
baseline
▲ 0.50% · 4.625%
HK$71,043
+HK$4,075/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$133,936/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,105
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$71,985
−HK$1,907/mo
Today · 4.125%
HK$73,892
baseline
▲ 0.50% · 4.625%
HK$77,787
+HK$3,895/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$147,784/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,519
−HK$4,610/mo
▼ 0.25% · 3.875%
HK$75,806
−HK$2,323/mo
Today · 4.125%
HK$78,129
baseline
▲ 0.50% · 4.625%
HK$82,883
+HK$4,754/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$156,258/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$978,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,789
−HK$4,419/mo
▼ 0.25% · 3.875%
HK$83,982
−HK$2,226/mo
Today · 4.125%
HK$86,208
baseline
▲ 0.50% · 4.625%
HK$90,752
+HK$4,544/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$172,416/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$978,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,524
−HK$5,928/mo
▼ 0.25% · 3.875%
HK$97,464
−HK$2,988/mo
Today · 4.125%
HK$100,452
baseline
▲ 0.50% · 4.625%
HK$106,564
+HK$6,112/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$200,904/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,157
−HK$5,682/mo
▼ 0.25% · 3.875%
HK$107,977
−HK$2,862/mo
Today · 4.125%
HK$110,839
baseline
▲ 0.50% · 4.625%
HK$116,681
+HK$5,842/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$221,678/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,759 · Scale 2, in force from 26 Feb 2026)