LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,515
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,149
−HK$1,660/mo
Today · 4.125%
HK$55,809
baseline
▲ 0.50% · 4.625%
HK$59,204
+HK$3,395/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$111,618/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,423
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$59,990
−HK$1,589/mo
Today · 4.125%
HK$61,579
baseline
▲ 0.50% · 4.625%
HK$64,825
+HK$3,246/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$123,158/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,019
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$64,979
−HK$1,991/mo
Today · 4.125%
HK$66,970
baseline
▲ 0.50% · 4.625%
HK$71,045
+HK$4,075/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$133,940/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,108
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$71,988
−HK$1,907/mo
Today · 4.125%
HK$73,895
baseline
▲ 0.50% · 4.625%
HK$77,790
+HK$3,895/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$147,790/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,522
−HK$4,610/mo
▼ 0.25% · 3.875%
HK$75,809
−HK$2,323/mo
Today · 4.125%
HK$78,132
baseline
▲ 0.50% · 4.625%
HK$82,886
+HK$4,754/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$156,264/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$978,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,792
−HK$4,419/mo
▼ 0.25% · 3.875%
HK$83,986
−HK$2,225/mo
Today · 4.125%
HK$86,211
baseline
▲ 0.50% · 4.625%
HK$90,755
+HK$4,544/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$172,422/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$978,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,528
−HK$5,928/mo
▼ 0.25% · 3.875%
HK$97,468
−HK$2,988/mo
Today · 4.125%
HK$100,456
baseline
▲ 0.50% · 4.625%
HK$106,568
+HK$6,112/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$200,912/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,161
−HK$5,682/mo
▼ 0.25% · 3.875%
HK$107,982
−HK$2,861/mo
Today · 4.125%
HK$110,843
baseline
▲ 0.50% · 4.625%
HK$116,686
+HK$5,843/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$221,686/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,797 · Scale 2, in force from 26 Feb 2026)