LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,517
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$54,150
−HK$1,660/mo
Today · 4.125%
HK$55,810
baseline
▲ 0.50% · 4.625%
HK$59,206
+HK$3,396/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$111,620/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,424
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$59,991
−HK$1,590/mo
Today · 4.125%
HK$61,581
baseline
▲ 0.50% · 4.625%
HK$64,827
+HK$3,246/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$123,162/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,020
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,980
−HK$1,992/mo
Today · 4.125%
HK$66,972
baseline
▲ 0.50% · 4.625%
HK$71,047
+HK$4,075/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$133,944/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,109
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$71,989
−HK$1,908/mo
Today · 4.125%
HK$73,897
baseline
▲ 0.50% · 4.625%
HK$77,792
+HK$3,895/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$147,794/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,523
−HK$4,611/mo
▼ 0.25% · 3.875%
HK$75,810
−HK$2,324/mo
Today · 4.125%
HK$78,134
baseline
▲ 0.50% · 4.625%
HK$82,888
+HK$4,754/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$156,268/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$978,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,794
−HK$4,419/mo
▼ 0.25% · 3.875%
HK$83,988
−HK$2,225/mo
Today · 4.125%
HK$86,213
baseline
▲ 0.50% · 4.625%
HK$90,758
+HK$4,545/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$172,426/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$978,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,530
−HK$5,928/mo
▼ 0.25% · 3.875%
HK$97,471
−HK$2,987/mo
Today · 4.125%
HK$100,458
baseline
▲ 0.50% · 4.625%
HK$106,571
+HK$6,113/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$200,916/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,164
−HK$5,681/mo
▼ 0.25% · 3.875%
HK$107,984
−HK$2,861/mo
Today · 4.125%
HK$110,845
baseline
▲ 0.50% · 4.625%
HK$116,688
+HK$5,843/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$221,690/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,821 · Scale 2, in force from 26 Feb 2026)