LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,519
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$54,152
−HK$1,660/mo
Today · 4.125%
HK$55,812
baseline
▲ 0.50% · 4.625%
HK$59,208
+HK$3,396/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$111,624/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,426
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$59,993
−HK$1,590/mo
Today · 4.125%
HK$61,583
baseline
▲ 0.50% · 4.625%
HK$64,829
+HK$3,246/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$123,166/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$978,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,022
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,983
−HK$1,991/mo
Today · 4.125%
HK$66,974
baseline
▲ 0.50% · 4.625%
HK$71,050
+HK$4,076/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$133,948/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,112
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$71,992
−HK$1,908/mo
Today · 4.125%
HK$73,900
baseline
▲ 0.50% · 4.625%
HK$77,795
+HK$3,895/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$147,800/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,526
−HK$4,611/mo
▼ 0.25% · 3.875%
HK$75,813
−HK$2,324/mo
Today · 4.125%
HK$78,137
baseline
▲ 0.50% · 4.625%
HK$82,891
+HK$4,754/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$156,274/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$978,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,797
−HK$4,419/mo
▼ 0.25% · 3.875%
HK$83,991
−HK$2,225/mo
Today · 4.125%
HK$86,216
baseline
▲ 0.50% · 4.625%
HK$90,761
+HK$4,545/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$172,432/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$978,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,533
−HK$5,928/mo
▼ 0.25% · 3.875%
HK$97,474
−HK$2,987/mo
Today · 4.125%
HK$100,461
baseline
▲ 0.50% · 4.625%
HK$106,574
+HK$6,113/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$200,922/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,167
−HK$5,682/mo
▼ 0.25% · 3.875%
HK$107,988
−HK$2,861/mo
Today · 4.125%
HK$110,849
baseline
▲ 0.50% · 4.625%
HK$116,692
+HK$5,843/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$221,698/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,855 · Scale 2, in force from 26 Feb 2026)