LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,522
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,156
−HK$1,660/mo
Today · 4.125%
HK$55,816
baseline
▲ 0.50% · 4.625%
HK$59,212
+HK$3,396/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$111,632/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$978,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,431
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$59,998
−HK$1,590/mo
Today · 4.125%
HK$61,588
baseline
▲ 0.50% · 4.625%
HK$64,834
+HK$3,246/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$123,176/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$978,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,027
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,987
−HK$1,992/mo
Today · 4.125%
HK$66,979
baseline
▲ 0.50% · 4.625%
HK$71,055
+HK$4,076/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$133,958/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,117
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$71,997
−HK$1,908/mo
Today · 4.125%
HK$73,905
baseline
▲ 0.50% · 4.625%
HK$77,801
+HK$3,896/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$147,810/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,531
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$75,819
−HK$2,324/mo
Today · 4.125%
HK$78,143
baseline
▲ 0.50% · 4.625%
HK$82,897
+HK$4,754/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$156,286/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$978,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,803
−HK$4,420/mo
▼ 0.25% · 3.875%
HK$83,997
−HK$2,226/mo
Today · 4.125%
HK$86,223
baseline
▲ 0.50% · 4.625%
HK$90,768
+HK$4,545/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$172,446/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$978,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,540
−HK$5,929/mo
▼ 0.25% · 3.875%
HK$97,481
−HK$2,988/mo
Today · 4.125%
HK$100,469
baseline
▲ 0.50% · 4.625%
HK$106,582
+HK$6,113/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$200,938/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,175
−HK$5,683/mo
▼ 0.25% · 3.875%
HK$107,996
−HK$2,862/mo
Today · 4.125%
HK$110,858
baseline
▲ 0.50% · 4.625%
HK$116,701
+HK$5,843/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$221,716/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,928 · Scale 2, in force from 26 Feb 2026)