LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,524
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$54,157
−HK$1,660/mo
Today · 4.125%
HK$55,817
baseline
▲ 0.50% · 4.625%
HK$59,214
+HK$3,397/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$111,634/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$978,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,432
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$59,999
−HK$1,590/mo
Today · 4.125%
HK$61,589
baseline
▲ 0.50% · 4.625%
HK$64,835
+HK$3,246/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$123,178/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$978,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,028
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$64,989
−HK$1,992/mo
Today · 4.125%
HK$66,981
baseline
▲ 0.50% · 4.625%
HK$71,056
+HK$4,075/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$133,962/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,118
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$71,999
−HK$1,908/mo
Today · 4.125%
HK$73,907
baseline
▲ 0.50% · 4.625%
HK$77,802
+HK$3,895/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$147,814/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,533
−HK$4,611/mo
▼ 0.25% · 3.875%
HK$75,820
−HK$2,324/mo
Today · 4.125%
HK$78,144
baseline
▲ 0.50% · 4.625%
HK$82,899
+HK$4,755/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$156,288/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$978,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,805
−HK$4,419/mo
▼ 0.25% · 3.875%
HK$83,999
−HK$2,225/mo
Today · 4.125%
HK$86,224
baseline
▲ 0.50% · 4.625%
HK$90,769
+HK$4,545/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$172,448/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$978,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,543
−HK$5,928/mo
▼ 0.25% · 3.875%
HK$97,483
−HK$2,988/mo
Today · 4.125%
HK$100,471
baseline
▲ 0.50% · 4.625%
HK$106,585
+HK$6,114/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$200,942/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,178
−HK$5,682/mo
▼ 0.25% · 3.875%
HK$107,998
−HK$2,862/mo
Today · 4.125%
HK$110,860
baseline
▲ 0.50% · 4.625%
HK$116,704
+HK$5,844/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$221,720/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,949 · Scale 2, in force from 26 Feb 2026)