LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,525
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$54,158
−HK$1,660/mo
Today · 4.125%
HK$55,818
baseline
▲ 0.50% · 4.625%
HK$59,215
+HK$3,397/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$111,636/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$978,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,433
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$60,000
−HK$1,590/mo
Today · 4.125%
HK$61,590
baseline
▲ 0.50% · 4.625%
HK$64,837
+HK$3,247/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$123,180/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$978,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,030
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,990
−HK$1,992/mo
Today · 4.125%
HK$66,982
baseline
▲ 0.50% · 4.625%
HK$71,058
+HK$4,076/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$133,964/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,120
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$72,000
−HK$1,908/mo
Today · 4.125%
HK$73,908
baseline
▲ 0.50% · 4.625%
HK$77,804
+HK$3,896/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$147,816/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,534
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$75,822
−HK$2,324/mo
Today · 4.125%
HK$78,146
baseline
▲ 0.50% · 4.625%
HK$82,901
+HK$4,755/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$156,292/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$978,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,806
−HK$4,420/mo
▼ 0.25% · 3.875%
HK$84,000
−HK$2,226/mo
Today · 4.125%
HK$86,226
baseline
▲ 0.50% · 4.625%
HK$90,771
+HK$4,545/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$172,452/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$978,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,544
−HK$5,929/mo
▼ 0.25% · 3.875%
HK$97,485
−HK$2,988/mo
Today · 4.125%
HK$100,473
baseline
▲ 0.50% · 4.625%
HK$106,587
+HK$6,114/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$200,946/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,180
−HK$5,682/mo
▼ 0.25% · 3.875%
HK$108,001
−HK$2,861/mo
Today · 4.125%
HK$110,862
baseline
▲ 0.50% · 4.625%
HK$116,706
+HK$5,844/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$221,724/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,968 · Scale 2, in force from 26 Feb 2026)