LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,525
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,159
−HK$1,660/mo
Today · 4.125%
HK$55,819
baseline
▲ 0.50% · 4.625%
HK$59,215
+HK$3,396/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$111,638/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$978,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,433
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$60,001
−HK$1,589/mo
Today · 4.125%
HK$61,590
baseline
▲ 0.50% · 4.625%
HK$64,837
+HK$3,247/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$123,180/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$978,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,030
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,991
−HK$1,991/mo
Today · 4.125%
HK$66,982
baseline
▲ 0.50% · 4.625%
HK$71,058
+HK$4,076/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$133,964/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,120
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$72,001
−HK$1,908/mo
Today · 4.125%
HK$73,909
baseline
▲ 0.50% · 4.625%
HK$77,804
+HK$3,895/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$147,818/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,535
−HK$4,611/mo
▼ 0.25% · 3.875%
HK$75,822
−HK$2,324/mo
Today · 4.125%
HK$78,146
baseline
▲ 0.50% · 4.625%
HK$82,901
+HK$4,755/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$156,292/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$978,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,807
−HK$4,420/mo
▼ 0.25% · 3.875%
HK$84,001
−HK$2,226/mo
Today · 4.125%
HK$86,227
baseline
▲ 0.50% · 4.625%
HK$90,772
+HK$4,545/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$172,454/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$978,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,545
−HK$5,929/mo
▼ 0.25% · 3.875%
HK$97,486
−HK$2,988/mo
Today · 4.125%
HK$100,474
baseline
▲ 0.50% · 4.625%
HK$106,587
+HK$6,113/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$200,948/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,180
−HK$5,683/mo
▼ 0.25% · 3.875%
HK$108,001
−HK$2,862/mo
Today · 4.125%
HK$110,863
baseline
▲ 0.50% · 4.625%
HK$116,707
+HK$5,844/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$221,726/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,974 · Scale 2, in force from 26 Feb 2026)