LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,525
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,159
−HK$1,660/mo
Today · 4.125%
HK$55,819
baseline
▲ 0.50% · 4.625%
HK$59,216
+HK$3,397/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$111,638/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$978,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,434
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$60,001
−HK$1,590/mo
Today · 4.125%
HK$61,591
baseline
▲ 0.50% · 4.625%
HK$64,838
+HK$3,247/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$123,182/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$978,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,031
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,991
−HK$1,992/mo
Today · 4.125%
HK$66,983
baseline
▲ 0.50% · 4.625%
HK$71,059
+HK$4,076/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$133,966/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,121
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$72,001
−HK$1,908/mo
Today · 4.125%
HK$73,909
baseline
▲ 0.50% · 4.625%
HK$77,805
+HK$3,896/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$147,818/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$978,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,536
−HK$4,611/mo
▼ 0.25% · 3.875%
HK$75,823
−HK$2,324/mo
Today · 4.125%
HK$78,147
baseline
▲ 0.50% · 4.625%
HK$82,902
+HK$4,755/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$156,294/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$978,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,808
−HK$4,420/mo
▼ 0.25% · 3.875%
HK$84,002
−HK$2,226/mo
Today · 4.125%
HK$86,228
baseline
▲ 0.50% · 4.625%
HK$90,773
+HK$4,545/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$172,456/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$978,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,546
−HK$5,929/mo
▼ 0.25% · 3.875%
HK$97,487
−HK$2,988/mo
Today · 4.125%
HK$100,475
baseline
▲ 0.50% · 4.625%
HK$106,588
+HK$6,113/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$200,950/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,181
−HK$5,683/mo
▼ 0.25% · 3.875%
HK$108,002
−HK$2,862/mo
Today · 4.125%
HK$110,864
baseline
▲ 0.50% · 4.625%
HK$116,708
+HK$5,844/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$221,728/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$978,984 · Scale 2, in force from 26 Feb 2026)