LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,527
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,161
−HK$1,660/mo
Today · 4.125%
HK$55,821
baseline
▲ 0.50% · 4.625%
HK$59,218
+HK$3,397/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$111,642/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,436
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$60,003
−HK$1,590/mo
Today · 4.125%
HK$61,593
baseline
▲ 0.50% · 4.625%
HK$64,840
+HK$3,247/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$123,186/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,033
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,993
−HK$1,992/mo
Today · 4.125%
HK$66,985
baseline
▲ 0.50% · 4.625%
HK$71,061
+HK$4,076/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$133,970/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$979,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,123
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$72,004
−HK$1,908/mo
Today · 4.125%
HK$73,912
baseline
▲ 0.50% · 4.625%
HK$77,808
+HK$3,896/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$147,824/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$979,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,538
−HK$4,611/mo
▼ 0.25% · 3.875%
HK$75,825
−HK$2,324/mo
Today · 4.125%
HK$78,149
baseline
▲ 0.50% · 4.625%
HK$82,905
+HK$4,756/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$156,298/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,810
−HK$4,420/mo
▼ 0.25% · 3.875%
HK$84,004
−HK$2,226/mo
Today · 4.125%
HK$86,230
baseline
▲ 0.50% · 4.625%
HK$90,775
+HK$4,545/mo
Deposit HK$6.91M · loan HK$16.12M · min. income ≈ HK$172,460/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,549
−HK$5,929/mo
▼ 0.25% · 3.875%
HK$97,490
−HK$2,988/mo
Today · 4.125%
HK$100,478
baseline
▲ 0.50% · 4.625%
HK$106,592
+HK$6,114/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$200,956/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,185
−HK$5,682/mo
▼ 0.25% · 3.875%
HK$108,006
−HK$2,861/mo
Today · 4.125%
HK$110,867
baseline
▲ 0.50% · 4.625%
HK$116,711
+HK$5,844/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$221,734/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,014 · Scale 2, in force from 26 Feb 2026)