LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,528
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,162
−HK$1,660/mo
Today · 4.125%
HK$55,822
baseline
▲ 0.50% · 4.625%
HK$59,218
+HK$3,396/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$111,644/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,437
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$60,004
−HK$1,590/mo
Today · 4.125%
HK$61,594
baseline
▲ 0.50% · 4.625%
HK$64,840
+HK$3,246/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$123,188/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,033
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$64,994
−HK$1,992/mo
Today · 4.125%
HK$66,986
baseline
▲ 0.50% · 4.625%
HK$71,062
+HK$4,076/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$133,972/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$979,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,124
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$72,005
−HK$1,907/mo
Today · 4.125%
HK$73,912
baseline
▲ 0.50% · 4.625%
HK$77,808
+HK$3,896/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$147,824/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$979,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,539
−HK$4,611/mo
▼ 0.25% · 3.875%
HK$75,826
−HK$2,324/mo
Today · 4.125%
HK$78,150
baseline
▲ 0.50% · 4.625%
HK$82,906
+HK$4,756/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$156,300/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,811
−HK$4,420/mo
▼ 0.25% · 3.875%
HK$84,005
−HK$2,226/mo
Today · 4.125%
HK$86,231
baseline
▲ 0.50% · 4.625%
HK$90,776
+HK$4,545/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$172,462/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,550
−HK$5,929/mo
▼ 0.25% · 3.875%
HK$97,491
−HK$2,988/mo
Today · 4.125%
HK$100,479
baseline
▲ 0.50% · 4.625%
HK$106,593
+HK$6,114/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$200,958/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,186
−HK$5,683/mo
▼ 0.25% · 3.875%
HK$108,007
−HK$2,862/mo
Today · 4.125%
HK$110,869
baseline
▲ 0.50% · 4.625%
HK$116,713
+HK$5,844/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$221,738/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,025 · Scale 2, in force from 26 Feb 2026)