LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,530
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,164
−HK$1,660/mo
Today · 4.125%
HK$55,824
baseline
▲ 0.50% · 4.625%
HK$59,221
+HK$3,397/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$111,648/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,439
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$60,006
−HK$1,590/mo
Today · 4.125%
HK$61,596
baseline
▲ 0.50% · 4.625%
HK$64,843
+HK$3,247/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$123,192/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,036
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$64,997
−HK$1,992/mo
Today · 4.125%
HK$66,989
baseline
▲ 0.50% · 4.625%
HK$71,065
+HK$4,076/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$133,978/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$979,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,127
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$72,007
−HK$1,908/mo
Today · 4.125%
HK$73,915
baseline
▲ 0.50% · 4.625%
HK$77,812
+HK$3,897/mo
Deposit HK$9.21M · loan HK$13.82M · min. income ≈ HK$147,830/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$979,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,542
−HK$4,611/mo
▼ 0.25% · 3.875%
HK$75,829
−HK$2,324/mo
Today · 4.125%
HK$78,153
baseline
▲ 0.50% · 4.625%
HK$82,909
+HK$4,756/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$156,306/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,814
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$84,009
−HK$2,226/mo
Today · 4.125%
HK$86,235
baseline
▲ 0.50% · 4.625%
HK$90,780
+HK$4,545/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$172,470/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,554
−HK$5,929/mo
▼ 0.25% · 3.875%
HK$97,495
−HK$2,988/mo
Today · 4.125%
HK$100,483
baseline
▲ 0.50% · 4.625%
HK$106,597
+HK$6,114/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$200,966/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,190
−HK$5,683/mo
▼ 0.25% · 3.875%
HK$108,011
−HK$2,862/mo
Today · 4.125%
HK$110,873
baseline
▲ 0.50% · 4.625%
HK$116,717
+HK$5,844/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$221,746/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,065 · Scale 2, in force from 26 Feb 2026)