LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,532
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,166
−HK$1,660/mo
Today · 4.125%
HK$55,826
baseline
▲ 0.50% · 4.625%
HK$59,223
+HK$3,397/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$111,652/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,441
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$60,009
−HK$1,590/mo
Today · 4.125%
HK$61,599
baseline
▲ 0.50% · 4.625%
HK$64,846
+HK$3,247/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$123,198/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,038
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$64,999
−HK$1,992/mo
Today · 4.125%
HK$66,991
baseline
▲ 0.50% · 4.625%
HK$71,068
+HK$4,077/mo
Deposit HK$9.22M · loan HK$13.82M · min. income ≈ HK$133,982/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$979,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,130
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$72,010
−HK$1,908/mo
Today · 4.125%
HK$73,918
baseline
▲ 0.50% · 4.625%
HK$77,815
+HK$3,897/mo
Deposit HK$9.22M · loan HK$13.82M · min. income ≈ HK$147,836/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$979,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,545
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$75,832
−HK$2,325/mo
Today · 4.125%
HK$78,157
baseline
▲ 0.50% · 4.625%
HK$82,912
+HK$4,755/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$156,314/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,818
−HK$4,420/mo
▼ 0.25% · 3.875%
HK$84,012
−HK$2,226/mo
Today · 4.125%
HK$86,238
baseline
▲ 0.50% · 4.625%
HK$90,784
+HK$4,546/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$172,476/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,558
−HK$5,929/mo
▼ 0.25% · 3.875%
HK$97,499
−HK$2,988/mo
Today · 4.125%
HK$100,487
baseline
▲ 0.50% · 4.625%
HK$106,602
+HK$6,115/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$200,974/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,194
−HK$5,684/mo
▼ 0.25% · 3.875%
HK$108,016
−HK$2,862/mo
Today · 4.125%
HK$110,878
baseline
▲ 0.50% · 4.625%
HK$116,722
+HK$5,844/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$221,756/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,105 · Scale 2, in force from 26 Feb 2026)