LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,533
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$54,167
−HK$1,661/mo
Today · 4.125%
HK$55,828
baseline
▲ 0.50% · 4.625%
HK$59,225
+HK$3,397/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$111,656/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,443
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$60,010
−HK$1,590/mo
Today · 4.125%
HK$61,600
baseline
▲ 0.50% · 4.625%
HK$64,847
+HK$3,247/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$123,200/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,040
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$65,001
−HK$1,992/mo
Today · 4.125%
HK$66,993
baseline
▲ 0.50% · 4.625%
HK$71,070
+HK$4,077/mo
Deposit HK$9.22M · loan HK$13.82M · min. income ≈ HK$133,986/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$979,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,131
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$72,012
−HK$1,908/mo
Today · 4.125%
HK$73,920
baseline
▲ 0.50% · 4.625%
HK$77,817
+HK$3,897/mo
Deposit HK$9.22M · loan HK$13.82M · min. income ≈ HK$147,840/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$979,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,547
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$75,834
−HK$2,325/mo
Today · 4.125%
HK$78,159
baseline
▲ 0.50% · 4.625%
HK$82,914
+HK$4,755/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$156,318/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,820
−HK$4,420/mo
▼ 0.25% · 3.875%
HK$84,014
−HK$2,226/mo
Today · 4.125%
HK$86,240
baseline
▲ 0.50% · 4.625%
HK$90,786
+HK$4,546/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$172,480/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,560
−HK$5,930/mo
▼ 0.25% · 3.875%
HK$97,501
−HK$2,989/mo
Today · 4.125%
HK$100,490
baseline
▲ 0.50% · 4.625%
HK$106,604
+HK$6,114/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$200,980/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,197
−HK$5,683/mo
▼ 0.25% · 3.875%
HK$108,018
−HK$2,862/mo
Today · 4.125%
HK$110,880
baseline
▲ 0.50% · 4.625%
HK$116,725
+HK$5,845/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$221,760/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,130 · Scale 2, in force from 26 Feb 2026)