LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,534
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,168
−HK$1,660/mo
Today · 4.125%
HK$55,828
baseline
▲ 0.50% · 4.625%
HK$59,225
+HK$3,397/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$111,656/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,443
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$60,011
−HK$1,590/mo
Today · 4.125%
HK$61,601
baseline
▲ 0.50% · 4.625%
HK$64,848
+HK$3,247/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$123,202/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,040
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$65,001
−HK$1,992/mo
Today · 4.125%
HK$66,993
baseline
▲ 0.50% · 4.625%
HK$71,070
+HK$4,077/mo
Deposit HK$9.22M · loan HK$13.82M · min. income ≈ HK$133,986/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$979,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,132
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$72,013
−HK$1,908/mo
Today · 4.125%
HK$73,921
baseline
▲ 0.50% · 4.625%
HK$77,817
+HK$3,896/mo
Deposit HK$9.22M · loan HK$13.82M · min. income ≈ HK$147,842/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$979,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,547
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$75,835
−HK$2,324/mo
Today · 4.125%
HK$78,159
baseline
▲ 0.50% · 4.625%
HK$82,915
+HK$4,756/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$156,318/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,820
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$84,015
−HK$2,226/mo
Today · 4.125%
HK$86,241
baseline
▲ 0.50% · 4.625%
HK$90,787
+HK$4,546/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$172,482/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,560
−HK$5,930/mo
▼ 0.25% · 3.875%
HK$97,502
−HK$2,988/mo
Today · 4.125%
HK$100,490
baseline
▲ 0.50% · 4.625%
HK$106,605
+HK$6,115/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$200,980/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,198
−HK$5,683/mo
▼ 0.25% · 3.875%
HK$108,019
−HK$2,862/mo
Today · 4.125%
HK$110,881
baseline
▲ 0.50% · 4.625%
HK$116,726
+HK$5,845/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$221,762/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,135 · Scale 2, in force from 26 Feb 2026)