LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,534
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$54,168
−HK$1,661/mo
Today · 4.125%
HK$55,829
baseline
▲ 0.50% · 4.625%
HK$59,226
+HK$3,397/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$111,658/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,444
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$60,011
−HK$1,590/mo
Today · 4.125%
HK$61,601
baseline
▲ 0.50% · 4.625%
HK$64,848
+HK$3,247/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$123,202/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,041
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$65,002
−HK$1,992/mo
Today · 4.125%
HK$66,994
baseline
▲ 0.50% · 4.625%
HK$71,071
+HK$4,077/mo
Deposit HK$9.22M · loan HK$13.82M · min. income ≈ HK$133,988/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$979,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,133
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$72,013
−HK$1,909/mo
Today · 4.125%
HK$73,922
baseline
▲ 0.50% · 4.625%
HK$77,818
+HK$3,896/mo
Deposit HK$9.22M · loan HK$13.82M · min. income ≈ HK$147,844/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$979,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,548
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$75,836
−HK$2,324/mo
Today · 4.125%
HK$78,160
baseline
▲ 0.50% · 4.625%
HK$82,916
+HK$4,756/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$156,320/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,821
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$84,016
−HK$2,226/mo
Today · 4.125%
HK$86,242
baseline
▲ 0.50% · 4.625%
HK$90,788
+HK$4,546/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$172,484/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,562
−HK$5,929/mo
▼ 0.25% · 3.875%
HK$97,503
−HK$2,988/mo
Today · 4.125%
HK$100,491
baseline
▲ 0.50% · 4.625%
HK$106,606
+HK$6,115/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$200,982/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,199
−HK$5,683/mo
▼ 0.25% · 3.875%
HK$108,020
−HK$2,862/mo
Today · 4.125%
HK$110,882
baseline
▲ 0.50% · 4.625%
HK$116,727
+HK$5,845/mo
Deposit HK$2.30M · loan HK$20.73M · min. income ≈ HK$221,764/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,147 · Scale 2, in force from 26 Feb 2026)