LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,535
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$54,169
−HK$1,661/mo
Today · 4.125%
HK$55,830
baseline
▲ 0.50% · 4.625%
HK$59,227
+HK$3,397/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$111,660/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,445
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$60,012
−HK$1,591/mo
Today · 4.125%
HK$61,603
baseline
▲ 0.50% · 4.625%
HK$64,850
+HK$3,247/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$123,206/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,042
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$65,003
−HK$1,993/mo
Today · 4.125%
HK$66,996
baseline
▲ 0.50% · 4.625%
HK$71,072
+HK$4,076/mo
Deposit HK$9.22M · loan HK$13.82M · min. income ≈ HK$133,992/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$979,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,134
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$72,015
−HK$1,908/mo
Today · 4.125%
HK$73,923
baseline
▲ 0.50% · 4.625%
HK$77,820
+HK$3,897/mo
Deposit HK$9.22M · loan HK$13.82M · min. income ≈ HK$147,846/mo (50% DSR)
Upfront cash ≈ HK$10.19M (deposit + AVD stamp duty HK$979,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,549
−HK$4,613/mo
▼ 0.25% · 3.875%
HK$75,837
−HK$2,325/mo
Today · 4.125%
HK$78,162
baseline
▲ 0.50% · 4.625%
HK$82,918
+HK$4,756/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$156,324/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,823
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$84,017
−HK$2,227/mo
Today · 4.125%
HK$86,244
baseline
▲ 0.50% · 4.625%
HK$90,790
+HK$4,546/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$172,488/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,564
−HK$5,929/mo
▼ 0.25% · 3.875%
HK$97,505
−HK$2,988/mo
Today · 4.125%
HK$100,493
baseline
▲ 0.50% · 4.625%
HK$106,608
+HK$6,115/mo
Deposit HK$2.30M · loan HK$20.74M · min. income ≈ HK$200,986/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,201
−HK$5,684/mo
▼ 0.25% · 3.875%
HK$108,022
−HK$2,863/mo
Today · 4.125%
HK$110,885
baseline
▲ 0.50% · 4.625%
HK$116,730
+HK$5,845/mo
Deposit HK$2.30M · loan HK$20.74M · min. income ≈ HK$221,770/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,167 · Scale 2, in force from 26 Feb 2026)