LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,538
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$54,172
−HK$1,661/mo
Today · 4.125%
HK$55,833
baseline
▲ 0.50% · 4.625%
HK$59,230
+HK$3,397/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$111,666/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,448
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$60,016
−HK$1,590/mo
Today · 4.125%
HK$61,606
baseline
▲ 0.50% · 4.625%
HK$64,853
+HK$3,247/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$123,212/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,046
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$65,007
−HK$1,992/mo
Today · 4.125%
HK$66,999
baseline
▲ 0.50% · 4.625%
HK$71,076
+HK$4,077/mo
Deposit HK$9.22M · loan HK$13.82M · min. income ≈ HK$133,998/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,138
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$72,019
−HK$1,908/mo
Today · 4.125%
HK$73,927
baseline
▲ 0.50% · 4.625%
HK$77,824
+HK$3,897/mo
Deposit HK$9.22M · loan HK$13.82M · min. income ≈ HK$147,854/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,553
−HK$4,613/mo
▼ 0.25% · 3.875%
HK$75,841
−HK$2,325/mo
Today · 4.125%
HK$78,166
baseline
▲ 0.50% · 4.625%
HK$82,922
+HK$4,756/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$156,332/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,827
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$84,022
−HK$2,226/mo
Today · 4.125%
HK$86,248
baseline
▲ 0.50% · 4.625%
HK$90,794
+HK$4,546/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$172,496/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,569
−HK$5,930/mo
▼ 0.25% · 3.875%
HK$97,510
−HK$2,989/mo
Today · 4.125%
HK$100,499
baseline
▲ 0.50% · 4.625%
HK$106,614
+HK$6,115/mo
Deposit HK$2.30M · loan HK$20.74M · min. income ≈ HK$200,998/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,207
−HK$5,684/mo
▼ 0.25% · 3.875%
HK$108,028
−HK$2,863/mo
Today · 4.125%
HK$110,891
baseline
▲ 0.50% · 4.625%
HK$116,736
+HK$5,845/mo
Deposit HK$2.30M · loan HK$20.74M · min. income ≈ HK$221,782/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,219 · Scale 2, in force from 26 Feb 2026)