LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,541
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$54,176
−HK$1,660/mo
Today · 4.125%
HK$55,836
baseline
▲ 0.50% · 4.625%
HK$59,234
+HK$3,398/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$111,672/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,452
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$60,019
−HK$1,591/mo
Today · 4.125%
HK$61,610
baseline
▲ 0.50% · 4.625%
HK$64,857
+HK$3,247/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$123,220/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,049
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$65,011
−HK$1,992/mo
Today · 4.125%
HK$67,003
baseline
▲ 0.50% · 4.625%
HK$71,080
+HK$4,077/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$134,006/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,142
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$72,023
−HK$1,908/mo
Today · 4.125%
HK$73,931
baseline
▲ 0.50% · 4.625%
HK$77,828
+HK$3,897/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$147,862/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,558
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$75,846
−HK$2,324/mo
Today · 4.125%
HK$78,170
baseline
▲ 0.50% · 4.625%
HK$82,927
+HK$4,757/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$156,340/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,832
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$84,027
−HK$2,226/mo
Today · 4.125%
HK$86,253
baseline
▲ 0.50% · 4.625%
HK$90,800
+HK$4,547/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$172,506/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,574
−HK$5,931/mo
▼ 0.25% · 3.875%
HK$97,516
−HK$2,989/mo
Today · 4.125%
HK$100,505
baseline
▲ 0.50% · 4.625%
HK$106,620
+HK$6,115/mo
Deposit HK$2.30M · loan HK$20.74M · min. income ≈ HK$201,010/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,213
−HK$5,684/mo
▼ 0.25% · 3.875%
HK$108,035
−HK$2,862/mo
Today · 4.125%
HK$110,897
baseline
▲ 0.50% · 4.625%
HK$116,743
+HK$5,846/mo
Deposit HK$2.30M · loan HK$20.74M · min. income ≈ HK$221,794/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,277 · Scale 2, in force from 26 Feb 2026)