LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,544
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,178
−HK$1,660/mo
Today · 4.125%
HK$55,838
baseline
▲ 0.50% · 4.625%
HK$59,236
+HK$3,398/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$111,676/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,454
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$60,022
−HK$1,590/mo
Today · 4.125%
HK$61,612
baseline
▲ 0.50% · 4.625%
HK$64,860
+HK$3,248/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$123,224/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,052
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$65,014
−HK$1,992/mo
Today · 4.125%
HK$67,006
baseline
▲ 0.50% · 4.625%
HK$71,083
+HK$4,077/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$134,012/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,145
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$72,026
−HK$1,909/mo
Today · 4.125%
HK$73,935
baseline
▲ 0.50% · 4.625%
HK$77,832
+HK$3,897/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$147,870/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,561
−HK$4,613/mo
▼ 0.25% · 3.875%
HK$75,849
−HK$2,325/mo
Today · 4.125%
HK$78,174
baseline
▲ 0.50% · 4.625%
HK$82,931
+HK$4,757/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$156,348/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,836
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$84,031
−HK$2,226/mo
Today · 4.125%
HK$86,257
baseline
▲ 0.50% · 4.625%
HK$90,804
+HK$4,547/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$172,514/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,578
−HK$5,931/mo
▼ 0.25% · 3.875%
HK$97,520
−HK$2,989/mo
Today · 4.125%
HK$100,509
baseline
▲ 0.50% · 4.625%
HK$106,625
+HK$6,116/mo
Deposit HK$2.30M · loan HK$20.74M · min. income ≈ HK$201,018/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,217
−HK$5,685/mo
▼ 0.25% · 3.875%
HK$108,039
−HK$2,863/mo
Today · 4.125%
HK$110,902
baseline
▲ 0.50% · 4.625%
HK$116,748
+HK$5,846/mo
Deposit HK$2.30M · loan HK$20.74M · min. income ≈ HK$221,804/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,320 · Scale 2, in force from 26 Feb 2026)