LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,546
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$54,181
−HK$1,660/mo
Today · 4.125%
HK$55,841
baseline
▲ 0.50% · 4.625%
HK$59,239
+HK$3,398/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$111,682/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,457
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$60,025
−HK$1,590/mo
Today · 4.125%
HK$61,615
baseline
▲ 0.50% · 4.625%
HK$64,863
+HK$3,248/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$123,230/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,056
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$65,017
−HK$1,993/mo
Today · 4.125%
HK$67,010
baseline
▲ 0.50% · 4.625%
HK$71,087
+HK$4,077/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$134,020/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,149
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$72,030
−HK$1,909/mo
Today · 4.125%
HK$73,939
baseline
▲ 0.50% · 4.625%
HK$77,836
+HK$3,897/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$147,878/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,565
−HK$4,613/mo
▼ 0.25% · 3.875%
HK$75,853
−HK$2,325/mo
Today · 4.125%
HK$78,178
baseline
▲ 0.50% · 4.625%
HK$82,935
+HK$4,757/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$156,356/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,840
−HK$4,422/mo
▼ 0.25% · 3.875%
HK$84,035
−HK$2,227/mo
Today · 4.125%
HK$86,262
baseline
▲ 0.50% · 4.625%
HK$90,809
+HK$4,547/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$172,524/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,583
−HK$5,932/mo
▼ 0.25% · 3.875%
HK$97,525
−HK$2,990/mo
Today · 4.125%
HK$100,515
baseline
▲ 0.50% · 4.625%
HK$106,631
+HK$6,116/mo
Deposit HK$2.30M · loan HK$20.74M · min. income ≈ HK$201,030/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,223
−HK$5,685/mo
▼ 0.25% · 3.875%
HK$108,045
−HK$2,863/mo
Today · 4.125%
HK$110,908
baseline
▲ 0.50% · 4.625%
HK$116,754
+HK$5,846/mo
Deposit HK$2.30M · loan HK$20.74M · min. income ≈ HK$221,816/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,372 · Scale 2, in force from 26 Feb 2026)