LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,549
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$54,184
−HK$1,660/mo
Today · 4.125%
HK$55,844
baseline
▲ 0.50% · 4.625%
HK$59,242
+HK$3,398/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$111,688/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,460
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,028
−HK$1,591/mo
Today · 4.125%
HK$61,619
baseline
▲ 0.50% · 4.625%
HK$64,867
+HK$3,248/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$123,238/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,059
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$65,020
−HK$1,993/mo
Today · 4.125%
HK$67,013
baseline
▲ 0.50% · 4.625%
HK$71,091
+HK$4,078/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$134,026/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,152
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$72,034
−HK$1,909/mo
Today · 4.125%
HK$73,943
baseline
▲ 0.50% · 4.625%
HK$77,840
+HK$3,897/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$147,886/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,569
−HK$4,613/mo
▼ 0.25% · 3.875%
HK$75,857
−HK$2,325/mo
Today · 4.125%
HK$78,182
baseline
▲ 0.50% · 4.625%
HK$82,939
+HK$4,757/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$156,364/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,845
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$84,040
−HK$2,226/mo
Today · 4.125%
HK$86,266
baseline
▲ 0.50% · 4.625%
HK$90,814
+HK$4,548/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$172,532/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,588
−HK$5,932/mo
▼ 0.25% · 3.875%
HK$97,531
−HK$2,989/mo
Today · 4.125%
HK$100,520
baseline
▲ 0.50% · 4.625%
HK$106,636
+HK$6,116/mo
Deposit HK$2.30M · loan HK$20.74M · min. income ≈ HK$201,040/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,229
−HK$5,685/mo
▼ 0.25% · 3.875%
HK$108,051
−HK$2,863/mo
Today · 4.125%
HK$110,914
baseline
▲ 0.50% · 4.625%
HK$116,760
+HK$5,846/mo
Deposit HK$2.30M · loan HK$20.74M · min. income ≈ HK$221,828/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,424 · Scale 2, in force from 26 Feb 2026)