LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,550
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$54,184
−HK$1,661/mo
Today · 4.125%
HK$55,845
baseline
▲ 0.50% · 4.625%
HK$59,243
+HK$3,398/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$111,690/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,461
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,029
−HK$1,591/mo
Today · 4.125%
HK$61,620
baseline
▲ 0.50% · 4.625%
HK$64,868
+HK$3,248/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$123,240/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,060
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$65,021
−HK$1,993/mo
Today · 4.125%
HK$67,014
baseline
▲ 0.50% · 4.625%
HK$71,092
+HK$4,078/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$134,028/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,153
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$72,035
−HK$1,909/mo
Today · 4.125%
HK$73,944
baseline
▲ 0.50% · 4.625%
HK$77,841
+HK$3,897/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$147,888/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,570
−HK$4,613/mo
▼ 0.25% · 3.875%
HK$75,858
−HK$2,325/mo
Today · 4.125%
HK$78,183
baseline
▲ 0.50% · 4.625%
HK$82,940
+HK$4,757/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$156,366/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,846
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$84,041
−HK$2,226/mo
Today · 4.125%
HK$86,267
baseline
▲ 0.50% · 4.625%
HK$90,815
+HK$4,548/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$172,534/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,590
−HK$5,931/mo
▼ 0.25% · 3.875%
HK$97,532
−HK$2,989/mo
Today · 4.125%
HK$100,521
baseline
▲ 0.50% · 4.625%
HK$106,638
+HK$6,117/mo
Deposit HK$2.30M · loan HK$20.74M · min. income ≈ HK$201,042/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,230
−HK$5,685/mo
▼ 0.25% · 3.875%
HK$108,052
−HK$2,863/mo
Today · 4.125%
HK$110,915
baseline
▲ 0.50% · 4.625%
HK$116,762
+HK$5,847/mo
Deposit HK$2.30M · loan HK$20.74M · min. income ≈ HK$221,830/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,437 · Scale 2, in force from 26 Feb 2026)