LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,555
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$54,190
−HK$1,660/mo
Today · 4.125%
HK$55,850
baseline
▲ 0.50% · 4.625%
HK$59,249
+HK$3,399/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$111,700/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,467
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$60,035
−HK$1,590/mo
Today · 4.125%
HK$61,625
baseline
▲ 0.50% · 4.625%
HK$64,874
+HK$3,249/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$123,250/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,066
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$65,027
−HK$1,994/mo
Today · 4.125%
HK$67,021
baseline
▲ 0.50% · 4.625%
HK$71,099
+HK$4,078/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$134,042/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,160
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$72,042
−HK$1,909/mo
Today · 4.125%
HK$73,951
baseline
▲ 0.50% · 4.625%
HK$77,849
+HK$3,898/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$147,902/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,577
−HK$4,614/mo
▼ 0.25% · 3.875%
HK$75,865
−HK$2,326/mo
Today · 4.125%
HK$78,191
baseline
▲ 0.50% · 4.625%
HK$82,948
+HK$4,757/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$156,382/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,853
−HK$4,423/mo
▼ 0.25% · 3.875%
HK$84,049
−HK$2,227/mo
Today · 4.125%
HK$86,276
baseline
▲ 0.50% · 4.625%
HK$90,823
+HK$4,547/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$172,552/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,599
−HK$5,932/mo
▼ 0.25% · 3.875%
HK$97,541
−HK$2,990/mo
Today · 4.125%
HK$100,531
baseline
▲ 0.50% · 4.625%
HK$106,648
+HK$6,117/mo
Deposit HK$2.30M · loan HK$20.74M · min. income ≈ HK$201,062/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,240
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$108,063
−HK$2,863/mo
Today · 4.125%
HK$110,926
baseline
▲ 0.50% · 4.625%
HK$116,773
+HK$5,847/mo
Deposit HK$2.30M · loan HK$20.74M · min. income ≈ HK$221,852/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,530 · Scale 2, in force from 26 Feb 2026)