LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,556
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,191
−HK$1,661/mo
Today · 4.125%
HK$55,852
baseline
▲ 0.50% · 4.625%
HK$59,250
+HK$3,398/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$111,704/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,468
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,036
−HK$1,591/mo
Today · 4.125%
HK$61,627
baseline
▲ 0.50% · 4.625%
HK$64,875
+HK$3,248/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$123,254/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,067
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$65,029
−HK$1,993/mo
Today · 4.125%
HK$67,022
baseline
▲ 0.50% · 4.625%
HK$71,100
+HK$4,078/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$134,044/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,162
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$72,043
−HK$1,909/mo
Today · 4.125%
HK$73,952
baseline
▲ 0.50% · 4.625%
HK$77,850
+HK$3,898/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$147,904/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,578
−HK$4,614/mo
▼ 0.25% · 3.875%
HK$75,867
−HK$2,325/mo
Today · 4.125%
HK$78,192
baseline
▲ 0.50% · 4.625%
HK$82,950
+HK$4,758/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$156,384/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,855
−HK$4,423/mo
▼ 0.25% · 3.875%
HK$84,050
−HK$2,228/mo
Today · 4.125%
HK$86,278
baseline
▲ 0.50% · 4.625%
HK$90,825
+HK$4,547/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$172,556/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,601
−HK$5,932/mo
▼ 0.25% · 3.875%
HK$97,543
−HK$2,990/mo
Today · 4.125%
HK$100,533
baseline
▲ 0.50% · 4.625%
HK$106,650
+HK$6,117/mo
Deposit HK$2.30M · loan HK$20.74M · min. income ≈ HK$201,066/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,242
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$108,065
−HK$2,863/mo
Today · 4.125%
HK$110,928
baseline
▲ 0.50% · 4.625%
HK$116,775
+HK$5,847/mo
Deposit HK$2.30M · loan HK$20.74M · min. income ≈ HK$221,856/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,552 · Scale 2, in force from 26 Feb 2026)