LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,556
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,191
−HK$1,661/mo
Today · 4.125%
HK$55,852
baseline
▲ 0.50% · 4.625%
HK$59,250
+HK$3,398/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$111,704/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,468
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,036
−HK$1,591/mo
Today · 4.125%
HK$61,627
baseline
▲ 0.50% · 4.625%
HK$64,876
+HK$3,249/mo
Deposit HK$11.52M · loan HK$11.52M · min. income ≈ HK$123,254/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,068
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$65,029
−HK$1,993/mo
Today · 4.125%
HK$67,022
baseline
▲ 0.50% · 4.625%
HK$71,101
+HK$4,079/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$134,044/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,162
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$72,044
−HK$1,909/mo
Today · 4.125%
HK$73,953
baseline
▲ 0.50% · 4.625%
HK$77,851
+HK$3,898/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$147,906/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,579
−HK$4,614/mo
▼ 0.25% · 3.875%
HK$75,868
−HK$2,325/mo
Today · 4.125%
HK$78,193
baseline
▲ 0.50% · 4.625%
HK$82,951
+HK$4,758/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$156,386/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,856
−HK$4,422/mo
▼ 0.25% · 3.875%
HK$84,051
−HK$2,227/mo
Today · 4.125%
HK$86,278
baseline
▲ 0.50% · 4.625%
HK$90,826
+HK$4,548/mo
Deposit HK$6.91M · loan HK$16.13M · min. income ≈ HK$172,556/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,601
−HK$5,933/mo
▼ 0.25% · 3.875%
HK$97,544
−HK$2,990/mo
Today · 4.125%
HK$100,534
baseline
▲ 0.50% · 4.625%
HK$106,651
+HK$6,117/mo
Deposit HK$2.30M · loan HK$20.74M · min. income ≈ HK$201,068/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,243
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$108,066
−HK$2,863/mo
Today · 4.125%
HK$110,929
baseline
▲ 0.50% · 4.625%
HK$116,776
+HK$5,847/mo
Deposit HK$2.30M · loan HK$20.74M · min. income ≈ HK$221,858/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,558 · Scale 2, in force from 26 Feb 2026)