LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,560
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,195
−HK$1,661/mo
Today · 4.125%
HK$55,856
baseline
▲ 0.50% · 4.625%
HK$59,255
+HK$3,399/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$111,712/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,473
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,041
−HK$1,591/mo
Today · 4.125%
HK$61,632
baseline
▲ 0.50% · 4.625%
HK$64,880
+HK$3,248/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$123,264/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$979,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,072
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$65,034
−HK$1,993/mo
Today · 4.125%
HK$67,027
baseline
▲ 0.50% · 4.625%
HK$71,106
+HK$4,079/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$134,054/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,167
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$72,049
−HK$1,909/mo
Today · 4.125%
HK$73,958
baseline
▲ 0.50% · 4.625%
HK$77,857
+HK$3,899/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$147,916/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,584
−HK$4,615/mo
▼ 0.25% · 3.875%
HK$75,873
−HK$2,326/mo
Today · 4.125%
HK$78,199
baseline
▲ 0.50% · 4.625%
HK$82,957
+HK$4,758/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$156,398/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,862
−HK$4,423/mo
▼ 0.25% · 3.875%
HK$84,057
−HK$2,228/mo
Today · 4.125%
HK$86,285
baseline
▲ 0.50% · 4.625%
HK$90,833
+HK$4,548/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$172,570/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,608
−HK$5,933/mo
▼ 0.25% · 3.875%
HK$97,551
−HK$2,990/mo
Today · 4.125%
HK$100,541
baseline
▲ 0.50% · 4.625%
HK$106,659
+HK$6,118/mo
Deposit HK$2.31M · loan HK$20.75M · min. income ≈ HK$201,082/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,251
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$108,074
−HK$2,863/mo
Today · 4.125%
HK$110,937
baseline
▲ 0.50% · 4.625%
HK$116,785
+HK$5,848/mo
Deposit HK$2.31M · loan HK$20.75M · min. income ≈ HK$221,874/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,631 · Scale 2, in force from 26 Feb 2026)