LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,562
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,197
−HK$1,661/mo
Today · 4.125%
HK$55,858
baseline
▲ 0.50% · 4.625%
HK$59,256
+HK$3,398/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$111,716/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$979,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,474
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,042
−HK$1,591/mo
Today · 4.125%
HK$61,633
baseline
▲ 0.50% · 4.625%
HK$64,882
+HK$3,249/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$123,266/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$979,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,074
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$65,036
−HK$1,993/mo
Today · 4.125%
HK$67,029
baseline
▲ 0.50% · 4.625%
HK$71,108
+HK$4,079/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$134,058/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,169
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$72,051
−HK$1,909/mo
Today · 4.125%
HK$73,960
baseline
▲ 0.50% · 4.625%
HK$77,859
+HK$3,899/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$147,920/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,586
−HK$4,615/mo
▼ 0.25% · 3.875%
HK$75,875
−HK$2,326/mo
Today · 4.125%
HK$78,201
baseline
▲ 0.50% · 4.625%
HK$82,959
+HK$4,758/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$156,402/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,864
−HK$4,423/mo
▼ 0.25% · 3.875%
HK$84,059
−HK$2,228/mo
Today · 4.125%
HK$86,287
baseline
▲ 0.50% · 4.625%
HK$90,835
+HK$4,548/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$172,574/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$979,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,611
−HK$5,933/mo
▼ 0.25% · 3.875%
HK$97,554
−HK$2,990/mo
Today · 4.125%
HK$100,544
baseline
▲ 0.50% · 4.625%
HK$106,662
+HK$6,118/mo
Deposit HK$2.31M · loan HK$20.75M · min. income ≈ HK$201,088/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,254
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$108,076
−HK$2,864/mo
Today · 4.125%
HK$110,940
baseline
▲ 0.50% · 4.625%
HK$116,788
+HK$5,848/mo
Deposit HK$2.31M · loan HK$20.75M · min. income ≈ HK$221,880/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,657 · Scale 2, in force from 26 Feb 2026)