LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,562
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$54,197
−HK$1,662/mo
Today · 4.125%
HK$55,859
baseline
▲ 0.50% · 4.625%
HK$59,257
+HK$3,398/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$111,718/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$979,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,475
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,044
−HK$1,590/mo
Today · 4.125%
HK$61,634
baseline
▲ 0.50% · 4.625%
HK$64,883
+HK$3,249/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$123,268/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$979,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,075
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$65,037
−HK$1,993/mo
Today · 4.125%
HK$67,030
baseline
▲ 0.50% · 4.625%
HK$71,109
+HK$4,079/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$134,060/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,170
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$72,052
−HK$1,909/mo
Today · 4.125%
HK$73,961
baseline
▲ 0.50% · 4.625%
HK$77,860
+HK$3,899/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$147,922/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,587
−HK$4,615/mo
▼ 0.25% · 3.875%
HK$75,876
−HK$2,326/mo
Today · 4.125%
HK$78,202
baseline
▲ 0.50% · 4.625%
HK$82,960
+HK$4,758/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$156,404/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$979,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,865
−HK$4,423/mo
▼ 0.25% · 3.875%
HK$84,061
−HK$2,227/mo
Today · 4.125%
HK$86,288
baseline
▲ 0.50% · 4.625%
HK$90,837
+HK$4,549/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$172,576/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$979,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,612
−HK$5,934/mo
▼ 0.25% · 3.875%
HK$97,555
−HK$2,991/mo
Today · 4.125%
HK$100,546
baseline
▲ 0.50% · 4.625%
HK$106,663
+HK$6,117/mo
Deposit HK$2.31M · loan HK$20.75M · min. income ≈ HK$201,092/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,255
−HK$5,687/mo
▼ 0.25% · 3.875%
HK$108,078
−HK$2,864/mo
Today · 4.125%
HK$110,942
baseline
▲ 0.50% · 4.625%
HK$116,790
+HK$5,848/mo
Deposit HK$2.31M · loan HK$20.75M · min. income ≈ HK$221,884/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,674 · Scale 2, in force from 26 Feb 2026)