LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,566
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,201
−HK$1,661/mo
Today · 4.125%
HK$55,862
baseline
▲ 0.50% · 4.625%
HK$59,261
+HK$3,399/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$111,724/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$979,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,479
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,047
−HK$1,591/mo
Today · 4.125%
HK$61,638
baseline
▲ 0.50% · 4.625%
HK$64,887
+HK$3,249/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$123,276/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$979,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,079
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$65,041
−HK$1,993/mo
Today · 4.125%
HK$67,034
baseline
▲ 0.50% · 4.625%
HK$71,113
+HK$4,079/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$134,068/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,174
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$72,056
−HK$1,910/mo
Today · 4.125%
HK$73,966
baseline
▲ 0.50% · 4.625%
HK$77,865
+HK$3,899/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$147,932/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,592
−HK$4,615/mo
▼ 0.25% · 3.875%
HK$75,881
−HK$2,326/mo
Today · 4.125%
HK$78,207
baseline
▲ 0.50% · 4.625%
HK$82,965
+HK$4,758/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$156,414/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$979,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,870
−HK$4,423/mo
▼ 0.25% · 3.875%
HK$84,066
−HK$2,227/mo
Today · 4.125%
HK$86,293
baseline
▲ 0.50% · 4.625%
HK$90,842
+HK$4,549/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$172,586/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$979,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,618
−HK$5,933/mo
▼ 0.25% · 3.875%
HK$97,561
−HK$2,990/mo
Today · 4.125%
HK$100,551
baseline
▲ 0.50% · 4.625%
HK$106,670
+HK$6,119/mo
Deposit HK$2.31M · loan HK$20.75M · min. income ≈ HK$201,102/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,262
−HK$5,687/mo
▼ 0.25% · 3.875%
HK$108,085
−HK$2,864/mo
Today · 4.125%
HK$110,949
baseline
▲ 0.50% · 4.625%
HK$116,797
+HK$5,848/mo
Deposit HK$2.31M · loan HK$20.75M · min. income ≈ HK$221,898/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$979,731 · Scale 2, in force from 26 Feb 2026)