LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,566
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$54,201
−HK$1,662/mo
Today · 4.125%
HK$55,863
baseline
▲ 0.50% · 4.625%
HK$59,262
+HK$3,399/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$111,726/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$979,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,479
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$60,048
−HK$1,591/mo
Today · 4.125%
HK$61,639
baseline
▲ 0.50% · 4.625%
HK$64,888
+HK$3,249/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$123,278/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$979,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,079
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$65,042
−HK$1,993/mo
Today · 4.125%
HK$67,035
baseline
▲ 0.50% · 4.625%
HK$71,114
+HK$4,079/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$134,070/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,175
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$72,057
−HK$1,910/mo
Today · 4.125%
HK$73,967
baseline
▲ 0.50% · 4.625%
HK$77,866
+HK$3,899/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$147,934/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,593
−HK$4,615/mo
▼ 0.25% · 3.875%
HK$75,882
−HK$2,326/mo
Today · 4.125%
HK$78,208
baseline
▲ 0.50% · 4.625%
HK$82,966
+HK$4,758/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$156,416/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$979,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,871
−HK$4,423/mo
▼ 0.25% · 3.875%
HK$84,067
−HK$2,227/mo
Today · 4.125%
HK$86,294
baseline
▲ 0.50% · 4.625%
HK$90,843
+HK$4,549/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$172,588/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$979,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,619
−HK$5,934/mo
▼ 0.25% · 3.875%
HK$97,562
−HK$2,991/mo
Today · 4.125%
HK$100,553
baseline
▲ 0.50% · 4.625%
HK$106,671
+HK$6,118/mo
Deposit HK$2.31M · loan HK$20.75M · min. income ≈ HK$201,106/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$979,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,263
−HK$5,687/mo
▼ 0.25% · 3.875%
HK$108,086
−HK$2,864/mo
Today · 4.125%
HK$110,950
baseline
▲ 0.50% · 4.625%
HK$116,798
+HK$5,848/mo
Deposit HK$2.31M · loan HK$20.75M · min. income ≈ HK$221,900/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$979,743 · Scale 2, in force from 26 Feb 2026)