LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,570
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$54,205
−HK$1,662/mo
Today · 4.125%
HK$55,867
baseline
▲ 0.50% · 4.625%
HK$59,266
+HK$3,399/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$111,734/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$979,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,484
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,052
−HK$1,591/mo
Today · 4.125%
HK$61,643
baseline
▲ 0.50% · 4.625%
HK$64,893
+HK$3,250/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$123,286/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$979,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,084
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$65,046
−HK$1,994/mo
Today · 4.125%
HK$67,040
baseline
▲ 0.50% · 4.625%
HK$71,119
+HK$4,079/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$134,080/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,180
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$72,063
−HK$1,909/mo
Today · 4.125%
HK$73,972
baseline
▲ 0.50% · 4.625%
HK$77,871
+HK$3,899/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$147,944/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,598
−HK$4,615/mo
▼ 0.25% · 3.875%
HK$75,887
−HK$2,326/mo
Today · 4.125%
HK$78,213
baseline
▲ 0.50% · 4.625%
HK$82,972
+HK$4,759/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$156,426/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$979,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,877
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$84,073
−HK$2,228/mo
Today · 4.125%
HK$86,301
baseline
▲ 0.50% · 4.625%
HK$90,850
+HK$4,549/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$172,602/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$979,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,626
−HK$5,934/mo
▼ 0.25% · 3.875%
HK$97,570
−HK$2,990/mo
Today · 4.125%
HK$100,560
baseline
▲ 0.50% · 4.625%
HK$106,679
+HK$6,119/mo
Deposit HK$2.31M · loan HK$20.75M · min. income ≈ HK$201,120/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$979,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,271
−HK$5,687/mo
▼ 0.25% · 3.875%
HK$108,094
−HK$2,864/mo
Today · 4.125%
HK$110,958
baseline
▲ 0.50% · 4.625%
HK$116,807
+HK$5,849/mo
Deposit HK$2.31M · loan HK$20.75M · min. income ≈ HK$221,916/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$979,815 · Scale 2, in force from 26 Feb 2026)