LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,571
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,206
−HK$1,661/mo
Today · 4.125%
HK$55,867
baseline
▲ 0.50% · 4.625%
HK$59,267
+HK$3,400/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$111,734/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$979,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,484
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$60,053
−HK$1,591/mo
Today · 4.125%
HK$61,644
baseline
▲ 0.50% · 4.625%
HK$64,893
+HK$3,249/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$123,288/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$979,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,085
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$65,047
−HK$1,994/mo
Today · 4.125%
HK$67,041
baseline
▲ 0.50% · 4.625%
HK$71,120
+HK$4,079/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$134,082/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,181
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$72,063
−HK$1,910/mo
Today · 4.125%
HK$73,973
baseline
▲ 0.50% · 4.625%
HK$77,872
+HK$3,899/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$147,946/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,599
−HK$4,615/mo
▼ 0.25% · 3.875%
HK$75,888
−HK$2,326/mo
Today · 4.125%
HK$78,214
baseline
▲ 0.50% · 4.625%
HK$82,973
+HK$4,759/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$156,428/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$979,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,878
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$84,074
−HK$2,228/mo
Today · 4.125%
HK$86,302
baseline
▲ 0.50% · 4.625%
HK$90,851
+HK$4,549/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$172,604/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$979,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,627
−HK$5,934/mo
▼ 0.25% · 3.875%
HK$97,571
−HK$2,990/mo
Today · 4.125%
HK$100,561
baseline
▲ 0.50% · 4.625%
HK$106,680
+HK$6,119/mo
Deposit HK$2.31M · loan HK$20.75M · min. income ≈ HK$201,122/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$979,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,272
−HK$5,687/mo
▼ 0.25% · 3.875%
HK$108,095
−HK$2,864/mo
Today · 4.125%
HK$110,959
baseline
▲ 0.50% · 4.625%
HK$116,808
+HK$5,849/mo
Deposit HK$2.31M · loan HK$20.75M · min. income ≈ HK$221,918/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$979,826 · Scale 2, in force from 26 Feb 2026)