LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,572
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$54,208
−HK$1,661/mo
Today · 4.125%
HK$55,869
baseline
▲ 0.50% · 4.625%
HK$59,269
+HK$3,400/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$111,738/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$979,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,486
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$60,055
−HK$1,591/mo
Today · 4.125%
HK$61,646
baseline
▲ 0.50% · 4.625%
HK$64,896
+HK$3,250/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$123,292/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$979,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,087
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$65,049
−HK$1,994/mo
Today · 4.125%
HK$67,043
baseline
▲ 0.50% · 4.625%
HK$71,122
+HK$4,079/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$134,086/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,184
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$72,066
−HK$1,909/mo
Today · 4.125%
HK$73,975
baseline
▲ 0.50% · 4.625%
HK$77,875
+HK$3,900/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$147,950/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,601
−HK$4,616/mo
▼ 0.25% · 3.875%
HK$75,891
−HK$2,326/mo
Today · 4.125%
HK$78,217
baseline
▲ 0.50% · 4.625%
HK$82,976
+HK$4,759/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$156,434/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$979,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,881
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$84,077
−HK$2,228/mo
Today · 4.125%
HK$86,305
baseline
▲ 0.50% · 4.625%
HK$90,854
+HK$4,549/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$172,610/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$979,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,630
−HK$5,935/mo
▼ 0.25% · 3.875%
HK$97,574
−HK$2,991/mo
Today · 4.125%
HK$100,565
baseline
▲ 0.50% · 4.625%
HK$106,684
+HK$6,119/mo
Deposit HK$2.31M · loan HK$20.75M · min. income ≈ HK$201,130/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$979,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,275
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$108,099
−HK$2,864/mo
Today · 4.125%
HK$110,963
baseline
▲ 0.50% · 4.625%
HK$116,812
+HK$5,849/mo
Deposit HK$2.31M · loan HK$20.75M · min. income ≈ HK$221,926/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$979,859 · Scale 2, in force from 26 Feb 2026)