LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,574
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,209
−HK$1,661/mo
Today · 4.125%
HK$55,870
baseline
▲ 0.50% · 4.625%
HK$59,270
+HK$3,400/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$111,740/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$979,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,488
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$60,056
−HK$1,592/mo
Today · 4.125%
HK$61,648
baseline
▲ 0.50% · 4.625%
HK$64,897
+HK$3,249/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$123,296/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$979,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,088
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$65,051
−HK$1,994/mo
Today · 4.125%
HK$67,045
baseline
▲ 0.50% · 4.625%
HK$71,124
+HK$4,079/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$134,090/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,185
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$72,067
−HK$1,910/mo
Today · 4.125%
HK$73,977
baseline
▲ 0.50% · 4.625%
HK$77,876
+HK$3,899/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$147,954/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,603
−HK$4,616/mo
▼ 0.25% · 3.875%
HK$75,893
−HK$2,326/mo
Today · 4.125%
HK$78,219
baseline
▲ 0.50% · 4.625%
HK$82,978
+HK$4,759/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$156,438/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$979,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,883
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$84,079
−HK$2,228/mo
Today · 4.125%
HK$86,307
baseline
▲ 0.50% · 4.625%
HK$90,856
+HK$4,549/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$172,614/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$979,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,632
−HK$5,935/mo
▼ 0.25% · 3.875%
HK$97,576
−HK$2,991/mo
Today · 4.125%
HK$100,567
baseline
▲ 0.50% · 4.625%
HK$106,686
+HK$6,119/mo
Deposit HK$2.31M · loan HK$20.75M · min. income ≈ HK$201,134/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$979,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,278
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$108,101
−HK$2,865/mo
Today · 4.125%
HK$110,966
baseline
▲ 0.50% · 4.625%
HK$116,815
+HK$5,849/mo
Deposit HK$2.31M · loan HK$20.75M · min. income ≈ HK$221,932/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$979,881 · Scale 2, in force from 26 Feb 2026)