LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,578
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$54,213
−HK$1,662/mo
Today · 4.125%
HK$55,875
baseline
▲ 0.50% · 4.625%
HK$59,275
+HK$3,400/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$111,750/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$979,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,492
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$60,061
−HK$1,591/mo
Today · 4.125%
HK$61,652
baseline
▲ 0.50% · 4.625%
HK$64,902
+HK$3,250/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$123,304/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$979,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,093
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$65,056
−HK$1,994/mo
Today · 4.125%
HK$67,050
baseline
▲ 0.50% · 4.625%
HK$71,130
+HK$4,080/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$134,100/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,191
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$72,073
−HK$1,910/mo
Today · 4.125%
HK$73,983
baseline
▲ 0.50% · 4.625%
HK$77,882
+HK$3,899/mo
Deposit HK$9.22M · loan HK$13.83M · min. income ≈ HK$147,966/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,609
−HK$4,616/mo
▼ 0.25% · 3.875%
HK$75,898
−HK$2,327/mo
Today · 4.125%
HK$78,225
baseline
▲ 0.50% · 4.625%
HK$82,984
+HK$4,759/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$156,450/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$979,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,889
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$84,085
−HK$2,228/mo
Today · 4.125%
HK$86,313
baseline
▲ 0.50% · 4.625%
HK$90,863
+HK$4,550/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$172,626/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$979,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,640
−HK$5,935/mo
▼ 0.25% · 3.875%
HK$97,584
−HK$2,991/mo
Today · 4.125%
HK$100,575
baseline
▲ 0.50% · 4.625%
HK$106,694
+HK$6,119/mo
Deposit HK$2.31M · loan HK$20.75M · min. income ≈ HK$201,150/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$979,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,286
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$108,110
−HK$2,864/mo
Today · 4.125%
HK$110,974
baseline
▲ 0.50% · 4.625%
HK$116,824
+HK$5,850/mo
Deposit HK$2.31M · loan HK$20.75M · min. income ≈ HK$221,948/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$979,956 · Scale 2, in force from 26 Feb 2026)