LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,579
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$54,215
−HK$1,662/mo
Today · 4.125%
HK$55,877
baseline
▲ 0.50% · 4.625%
HK$59,277
+HK$3,400/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$111,754/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$979,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,494
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$60,063
−HK$1,591/mo
Today · 4.125%
HK$61,654
baseline
▲ 0.50% · 4.625%
HK$64,904
+HK$3,250/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$123,308/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$979,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,095
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$65,058
−HK$1,994/mo
Today · 4.125%
HK$67,052
baseline
▲ 0.50% · 4.625%
HK$71,132
+HK$4,080/mo
Deposit HK$9.22M · loan HK$13.84M · min. income ≈ HK$134,104/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,193
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$72,075
−HK$1,910/mo
Today · 4.125%
HK$73,985
baseline
▲ 0.50% · 4.625%
HK$77,885
+HK$3,900/mo
Deposit HK$9.22M · loan HK$13.84M · min. income ≈ HK$147,970/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$979,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,611
−HK$4,616/mo
▼ 0.25% · 3.875%
HK$75,901
−HK$2,326/mo
Today · 4.125%
HK$78,227
baseline
▲ 0.50% · 4.625%
HK$82,987
+HK$4,760/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$156,454/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$979,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,892
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$84,088
−HK$2,228/mo
Today · 4.125%
HK$86,316
baseline
▲ 0.50% · 4.625%
HK$90,866
+HK$4,550/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$172,632/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$979,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,643
−HK$5,935/mo
▼ 0.25% · 3.875%
HK$97,587
−HK$2,991/mo
Today · 4.125%
HK$100,578
baseline
▲ 0.50% · 4.625%
HK$106,698
+HK$6,120/mo
Deposit HK$2.31M · loan HK$20.75M · min. income ≈ HK$201,156/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$979,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,289
−HK$5,689/mo
▼ 0.25% · 3.875%
HK$108,113
−HK$2,865/mo
Today · 4.125%
HK$110,978
baseline
▲ 0.50% · 4.625%
HK$116,828
+HK$5,850/mo
Deposit HK$2.31M · loan HK$20.75M · min. income ≈ HK$221,956/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$979,990 · Scale 2, in force from 26 Feb 2026)