LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,582
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$54,217
−HK$1,662/mo
Today · 4.125%
HK$55,879
baseline
▲ 0.50% · 4.625%
HK$59,279
+HK$3,400/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$111,758/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$980,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,496
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,065
−HK$1,592/mo
Today · 4.125%
HK$61,657
baseline
▲ 0.50% · 4.625%
HK$64,907
+HK$3,250/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$123,314/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$980,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,098
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$65,061
−HK$1,994/mo
Today · 4.125%
HK$67,055
baseline
▲ 0.50% · 4.625%
HK$71,135
+HK$4,080/mo
Deposit HK$9.22M · loan HK$13.84M · min. income ≈ HK$134,110/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$980,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,196
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$72,078
−HK$1,910/mo
Today · 4.125%
HK$73,988
baseline
▲ 0.50% · 4.625%
HK$77,888
+HK$3,900/mo
Deposit HK$9.22M · loan HK$13.84M · min. income ≈ HK$147,976/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$980,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,614
−HK$4,616/mo
▼ 0.25% · 3.875%
HK$75,904
−HK$2,326/mo
Today · 4.125%
HK$78,230
baseline
▲ 0.50% · 4.625%
HK$82,990
+HK$4,760/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$156,460/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,895
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$84,091
−HK$2,228/mo
Today · 4.125%
HK$86,319
baseline
▲ 0.50% · 4.625%
HK$90,870
+HK$4,551/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$172,638/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,647
−HK$5,935/mo
▼ 0.25% · 3.875%
HK$97,591
−HK$2,991/mo
Today · 4.125%
HK$100,582
baseline
▲ 0.50% · 4.625%
HK$106,702
+HK$6,120/mo
Deposit HK$2.31M · loan HK$20.75M · min. income ≈ HK$201,164/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,294
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$108,117
−HK$2,865/mo
Today · 4.125%
HK$110,982
baseline
▲ 0.50% · 4.625%
HK$116,832
+HK$5,850/mo
Deposit HK$2.31M · loan HK$20.75M · min. income ≈ HK$221,964/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,028 · Scale 2, in force from 26 Feb 2026)