LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,583
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$54,218
−HK$1,662/mo
Today · 4.125%
HK$55,880
baseline
▲ 0.50% · 4.625%
HK$59,280
+HK$3,400/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$111,760/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$980,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,498
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$60,067
−HK$1,591/mo
Today · 4.125%
HK$61,658
baseline
▲ 0.50% · 4.625%
HK$64,908
+HK$3,250/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$123,316/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$980,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,099
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$65,062
−HK$1,994/mo
Today · 4.125%
HK$67,056
baseline
▲ 0.50% · 4.625%
HK$71,136
+HK$4,080/mo
Deposit HK$9.22M · loan HK$13.84M · min. income ≈ HK$134,112/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$980,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,197
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$72,080
−HK$1,910/mo
Today · 4.125%
HK$73,990
baseline
▲ 0.50% · 4.625%
HK$77,890
+HK$3,900/mo
Deposit HK$9.22M · loan HK$13.84M · min. income ≈ HK$147,980/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$980,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,616
−HK$4,616/mo
▼ 0.25% · 3.875%
HK$75,906
−HK$2,326/mo
Today · 4.125%
HK$78,232
baseline
▲ 0.50% · 4.625%
HK$82,992
+HK$4,760/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$156,464/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,897
−HK$4,425/mo
▼ 0.25% · 3.875%
HK$84,093
−HK$2,229/mo
Today · 4.125%
HK$86,322
baseline
▲ 0.50% · 4.625%
HK$90,872
+HK$4,550/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$172,644/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,649
−HK$5,935/mo
▼ 0.25% · 3.875%
HK$97,593
−HK$2,991/mo
Today · 4.125%
HK$100,584
baseline
▲ 0.50% · 4.625%
HK$106,705
+HK$6,121/mo
Deposit HK$2.31M · loan HK$20.75M · min. income ≈ HK$201,168/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,296
−HK$5,689/mo
▼ 0.25% · 3.875%
HK$108,120
−HK$2,865/mo
Today · 4.125%
HK$110,985
baseline
▲ 0.50% · 4.625%
HK$116,835
+HK$5,850/mo
Deposit HK$2.31M · loan HK$20.75M · min. income ≈ HK$221,970/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,051 · Scale 2, in force from 26 Feb 2026)