LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,590
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$54,226
−HK$1,662/mo
Today · 4.125%
HK$55,888
baseline
▲ 0.50% · 4.625%
HK$59,288
+HK$3,400/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$111,776/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$980,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,506
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,075
−HK$1,592/mo
Today · 4.125%
HK$61,667
baseline
▲ 0.50% · 4.625%
HK$64,917
+HK$3,250/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$123,334/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$980,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,108
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$65,071
−HK$1,994/mo
Today · 4.125%
HK$67,065
baseline
▲ 0.50% · 4.625%
HK$71,146
+HK$4,081/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$134,130/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,207
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$72,090
−HK$1,910/mo
Today · 4.125%
HK$74,000
baseline
▲ 0.50% · 4.625%
HK$77,900
+HK$3,900/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$148,000/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,626
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$75,916
−HK$2,327/mo
Today · 4.125%
HK$78,243
baseline
▲ 0.50% · 4.625%
HK$83,004
+HK$4,761/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$156,486/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,908
−HK$4,425/mo
▼ 0.25% · 3.875%
HK$84,105
−HK$2,228/mo
Today · 4.125%
HK$86,333
baseline
▲ 0.50% · 4.625%
HK$90,884
+HK$4,551/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$172,666/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,662
−HK$5,936/mo
▼ 0.25% · 3.875%
HK$97,606
−HK$2,992/mo
Today · 4.125%
HK$100,598
baseline
▲ 0.50% · 4.625%
HK$106,719
+HK$6,121/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$201,196/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,310
−HK$5,690/mo
▼ 0.25% · 3.875%
HK$108,135
−HK$2,865/mo
Today · 4.125%
HK$111,000
baseline
▲ 0.50% · 4.625%
HK$116,851
+HK$5,851/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$222,000/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,183 · Scale 2, in force from 26 Feb 2026)