LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,591
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$54,227
−HK$1,662/mo
Today · 4.125%
HK$55,889
baseline
▲ 0.50% · 4.625%
HK$59,290
+HK$3,401/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$111,778/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$980,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,507
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,076
−HK$1,592/mo
Today · 4.125%
HK$61,668
baseline
▲ 0.50% · 4.625%
HK$64,919
+HK$3,251/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$123,336/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$980,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,110
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$65,073
−HK$1,994/mo
Today · 4.125%
HK$67,067
baseline
▲ 0.50% · 4.625%
HK$71,148
+HK$4,081/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$134,134/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,209
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$72,092
−HK$1,910/mo
Today · 4.125%
HK$74,002
baseline
▲ 0.50% · 4.625%
HK$77,903
+HK$3,901/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$148,004/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,628
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$75,918
−HK$2,327/mo
Today · 4.125%
HK$78,245
baseline
▲ 0.50% · 4.625%
HK$83,006
+HK$4,761/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$156,490/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,910
−HK$4,426/mo
▼ 0.25% · 3.875%
HK$84,107
−HK$2,229/mo
Today · 4.125%
HK$86,336
baseline
▲ 0.50% · 4.625%
HK$90,886
+HK$4,550/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$172,672/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,664
−HK$5,937/mo
▼ 0.25% · 3.875%
HK$97,609
−HK$2,992/mo
Today · 4.125%
HK$100,601
baseline
▲ 0.50% · 4.625%
HK$106,722
+HK$6,121/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$201,202/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,313
−HK$5,690/mo
▼ 0.25% · 3.875%
HK$108,138
−HK$2,865/mo
Today · 4.125%
HK$111,003
baseline
▲ 0.50% · 4.625%
HK$116,854
+HK$5,851/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$222,006/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,211 · Scale 2, in force from 26 Feb 2026)