LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,592
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$54,228
−HK$1,662/mo
Today · 4.125%
HK$55,890
baseline
▲ 0.50% · 4.625%
HK$59,291
+HK$3,401/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$111,780/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$980,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,508
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,078
−HK$1,591/mo
Today · 4.125%
HK$61,669
baseline
▲ 0.50% · 4.625%
HK$64,920
+HK$3,251/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$123,338/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$980,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,111
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$65,074
−HK$1,994/mo
Today · 4.125%
HK$67,068
baseline
▲ 0.50% · 4.625%
HK$71,149
+HK$4,081/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$134,136/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,210
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$72,093
−HK$1,910/mo
Today · 4.125%
HK$74,003
baseline
▲ 0.50% · 4.625%
HK$77,904
+HK$3,901/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$148,006/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,629
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$75,920
−HK$2,326/mo
Today · 4.125%
HK$78,246
baseline
▲ 0.50% · 4.625%
HK$83,008
+HK$4,762/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$156,492/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,912
−HK$4,425/mo
▼ 0.25% · 3.875%
HK$84,109
−HK$2,228/mo
Today · 4.125%
HK$86,337
baseline
▲ 0.50% · 4.625%
HK$90,888
+HK$4,551/mo
Deposit HK$6.92M · loan HK$16.14M · min. income ≈ HK$172,674/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,666
−HK$5,937/mo
▼ 0.25% · 3.875%
HK$97,611
−HK$2,992/mo
Today · 4.125%
HK$100,603
baseline
▲ 0.50% · 4.625%
HK$106,724
+HK$6,121/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$201,206/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,315
−HK$5,690/mo
▼ 0.25% · 3.875%
HK$108,140
−HK$2,865/mo
Today · 4.125%
HK$111,005
baseline
▲ 0.50% · 4.625%
HK$116,856
+HK$5,851/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$222,010/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,230 · Scale 2, in force from 26 Feb 2026)