LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,593
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$54,229
−HK$1,662/mo
Today · 4.125%
HK$55,891
baseline
▲ 0.50% · 4.625%
HK$59,291
+HK$3,400/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$111,782/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$980,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,509
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,078
−HK$1,592/mo
Today · 4.125%
HK$61,670
baseline
▲ 0.50% · 4.625%
HK$64,921
+HK$3,251/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$123,340/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$980,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,111
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$65,074
−HK$1,995/mo
Today · 4.125%
HK$67,069
baseline
▲ 0.50% · 4.625%
HK$71,150
+HK$4,081/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$134,138/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,211
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$72,094
−HK$1,910/mo
Today · 4.125%
HK$74,004
baseline
▲ 0.50% · 4.625%
HK$77,905
+HK$3,901/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$148,008/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,630
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$75,920
−HK$2,327/mo
Today · 4.125%
HK$78,247
baseline
▲ 0.50% · 4.625%
HK$83,008
+HK$4,761/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$156,494/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,912
−HK$4,426/mo
▼ 0.25% · 3.875%
HK$84,109
−HK$2,229/mo
Today · 4.125%
HK$86,338
baseline
▲ 0.50% · 4.625%
HK$90,889
+HK$4,551/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$172,676/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,667
−HK$5,936/mo
▼ 0.25% · 3.875%
HK$97,611
−HK$2,992/mo
Today · 4.125%
HK$100,603
baseline
▲ 0.50% · 4.625%
HK$106,725
+HK$6,122/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$201,206/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,316
−HK$5,690/mo
▼ 0.25% · 3.875%
HK$108,140
−HK$2,866/mo
Today · 4.125%
HK$111,006
baseline
▲ 0.50% · 4.625%
HK$116,857
+HK$5,851/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$222,012/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,235 · Scale 2, in force from 26 Feb 2026)