LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,593
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,229
−HK$1,663/mo
Today · 4.125%
HK$55,892
baseline
▲ 0.50% · 4.625%
HK$59,292
+HK$3,400/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$111,784/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$980,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,510
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,079
−HK$1,592/mo
Today · 4.125%
HK$61,671
baseline
▲ 0.50% · 4.625%
HK$64,922
+HK$3,251/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$123,342/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$980,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,112
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$65,075
−HK$1,995/mo
Today · 4.125%
HK$67,070
baseline
▲ 0.50% · 4.625%
HK$71,151
+HK$4,081/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$134,140/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,212
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$72,095
−HK$1,910/mo
Today · 4.125%
HK$74,005
baseline
▲ 0.50% · 4.625%
HK$77,906
+HK$3,901/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$148,010/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,631
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$75,921
−HK$2,327/mo
Today · 4.125%
HK$78,248
baseline
▲ 0.50% · 4.625%
HK$83,009
+HK$4,761/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$156,496/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,914
−HK$4,425/mo
▼ 0.25% · 3.875%
HK$84,110
−HK$2,229/mo
Today · 4.125%
HK$86,339
baseline
▲ 0.50% · 4.625%
HK$90,890
+HK$4,551/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$172,678/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,668
−HK$5,937/mo
▼ 0.25% · 3.875%
HK$97,613
−HK$2,992/mo
Today · 4.125%
HK$100,605
baseline
▲ 0.50% · 4.625%
HK$106,726
+HK$6,121/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$201,210/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,317
−HK$5,690/mo
▼ 0.25% · 3.875%
HK$108,142
−HK$2,865/mo
Today · 4.125%
HK$111,007
baseline
▲ 0.50% · 4.625%
HK$116,859
+HK$5,852/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$222,014/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,251 · Scale 2, in force from 26 Feb 2026)