LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,597
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,233
−HK$1,663/mo
Today · 4.125%
HK$55,896
baseline
▲ 0.50% · 4.625%
HK$59,297
+HK$3,401/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$111,792/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$980,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,514
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,083
−HK$1,592/mo
Today · 4.125%
HK$61,675
baseline
▲ 0.50% · 4.625%
HK$64,926
+HK$3,251/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$123,350/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$980,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,117
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$65,080
−HK$1,995/mo
Today · 4.125%
HK$67,075
baseline
▲ 0.50% · 4.625%
HK$71,156
+HK$4,081/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$134,150/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,217
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$72,100
−HK$1,910/mo
Today · 4.125%
HK$74,010
baseline
▲ 0.50% · 4.625%
HK$77,912
+HK$3,902/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$148,020/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,636
−HK$4,618/mo
▼ 0.25% · 3.875%
HK$75,927
−HK$2,327/mo
Today · 4.125%
HK$78,254
baseline
▲ 0.50% · 4.625%
HK$83,016
+HK$4,762/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$156,508/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,920
−HK$4,426/mo
▼ 0.25% · 3.875%
HK$84,117
−HK$2,229/mo
Today · 4.125%
HK$86,346
baseline
▲ 0.50% · 4.625%
HK$90,897
+HK$4,551/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$172,692/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,675
−HK$5,937/mo
▼ 0.25% · 3.875%
HK$97,620
−HK$2,992/mo
Today · 4.125%
HK$100,612
baseline
▲ 0.50% · 4.625%
HK$106,734
+HK$6,122/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$201,224/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,325
−HK$5,691/mo
▼ 0.25% · 3.875%
HK$108,150
−HK$2,866/mo
Today · 4.125%
HK$111,016
baseline
▲ 0.50% · 4.625%
HK$116,867
+HK$5,851/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$222,032/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,324 · Scale 2, in force from 26 Feb 2026)