LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,599
−HK$3,299/mo
▼ 0.25% · 3.875%
HK$54,235
−HK$1,663/mo
Today · 4.125%
HK$55,898
baseline
▲ 0.50% · 4.625%
HK$59,299
+HK$3,401/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$111,796/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$980,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,516
−HK$3,162/mo
▼ 0.25% · 3.875%
HK$60,085
−HK$1,593/mo
Today · 4.125%
HK$61,678
baseline
▲ 0.50% · 4.625%
HK$64,929
+HK$3,251/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$123,356/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$980,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,119
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$65,082
−HK$1,995/mo
Today · 4.125%
HK$67,077
baseline
▲ 0.50% · 4.625%
HK$71,159
+HK$4,082/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$134,154/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,219
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$72,103
−HK$1,910/mo
Today · 4.125%
HK$74,013
baseline
▲ 0.50% · 4.625%
HK$77,914
+HK$3,901/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$148,026/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,639
−HK$4,618/mo
▼ 0.25% · 3.875%
HK$75,930
−HK$2,327/mo
Today · 4.125%
HK$78,257
baseline
▲ 0.50% · 4.625%
HK$83,018
+HK$4,761/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$156,514/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,923
−HK$4,426/mo
▼ 0.25% · 3.875%
HK$84,120
−HK$2,229/mo
Today · 4.125%
HK$86,349
baseline
▲ 0.50% · 4.625%
HK$90,900
+HK$4,551/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$172,698/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,679
−HK$5,937/mo
▼ 0.25% · 3.875%
HK$97,624
−HK$2,992/mo
Today · 4.125%
HK$100,616
baseline
▲ 0.50% · 4.625%
HK$106,738
+HK$6,122/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$201,232/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,329
−HK$5,691/mo
▼ 0.25% · 3.875%
HK$108,154
−HK$2,866/mo
Today · 4.125%
HK$111,020
baseline
▲ 0.50% · 4.625%
HK$116,872
+HK$5,852/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$222,040/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,358 · Scale 2, in force from 26 Feb 2026)