LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,600
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$54,236
−HK$1,662/mo
Today · 4.125%
HK$55,898
baseline
▲ 0.50% · 4.625%
HK$59,299
+HK$3,401/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$111,796/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$980,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,517
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,086
−HK$1,592/mo
Today · 4.125%
HK$61,678
baseline
▲ 0.50% · 4.625%
HK$64,929
+HK$3,251/mo
Deposit HK$11.53M · loan HK$11.53M · min. income ≈ HK$123,356/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$980,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,120
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$65,083
−HK$1,995/mo
Today · 4.125%
HK$67,078
baseline
▲ 0.50% · 4.625%
HK$71,159
+HK$4,081/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$134,156/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,220
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$72,103
−HK$1,911/mo
Today · 4.125%
HK$74,014
baseline
▲ 0.50% · 4.625%
HK$77,915
+HK$3,901/mo
Deposit HK$9.23M · loan HK$13.84M · min. income ≈ HK$148,028/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$980,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,640
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$75,930
−HK$2,327/mo
Today · 4.125%
HK$78,257
baseline
▲ 0.50% · 4.625%
HK$83,019
+HK$4,762/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$156,514/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,923
−HK$4,426/mo
▼ 0.25% · 3.875%
HK$84,120
−HK$2,229/mo
Today · 4.125%
HK$86,349
baseline
▲ 0.50% · 4.625%
HK$90,901
+HK$4,552/mo
Deposit HK$6.92M · loan HK$16.15M · min. income ≈ HK$172,698/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$980,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,680
−HK$5,937/mo
▼ 0.25% · 3.875%
HK$97,625
−HK$2,992/mo
Today · 4.125%
HK$100,617
baseline
▲ 0.50% · 4.625%
HK$106,739
+HK$6,122/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$201,234/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,330
−HK$5,691/mo
▼ 0.25% · 3.875%
HK$108,155
−HK$2,866/mo
Today · 4.125%
HK$111,021
baseline
▲ 0.50% · 4.625%
HK$116,873
+HK$5,852/mo
Deposit HK$2.31M · loan HK$20.76M · min. income ≈ HK$222,042/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$980,368 · Scale 2, in force from 26 Feb 2026)